Dental, Vision & Hearing
Standalone coverage for the benefits that matter most to your daily quality of life. Affordable plans to protect your smile, sight, and hearing.
Help Beyond Medicare and Medicare Advantage
Original Medicare generally does not cover everyday dental, vision, or hearing services. Even if your Medicare Advantage plan includes them, the coverage might only handle the basics. A standalone policy gives you full, dedicated protection for these essential needs. No matter if you are on Original Medicare with a Medigap supplement or want to beef up your current Medicare Advantage plan, we can help you find affordable coverage that fits your lifestyle
Dental Insurance
Regular dental care is essential for your overall health. Our dental plans cover preventive care, basic procedures, and major services.
Preventive care: cleanings, exams, and X-rays
Basic services: fillings, extractions, root canals
Major services: crowns, bridges, dentures
No waiting periods on many preventive services
Vision Insurance
Protect your eyesight with affordable vision coverage. Our plans help cover eye exams, glasses, contacts, and more.
Annual comprehensive eye exams
Allowances for frames and lenses
Contact lens coverage
Discounts on LASIK and other procedures
Does Original Medicare cover dental, vision, and hearing?
Original Medicare provides very limited coverage in these areas. It does not cover routine dental care, eyeglasses, or hearing aids. Part B covers some medically necessary services like jaw repair after an accident or diagnostic eye exams for conditions like glaucoma, but not routine checkups or corrective devices.
What dental services do Medicare Advantage plans typically cover?
Coverage varies by plan, but many Medicare Advantage plans cover preventive dental (cleanings, exams, X-rays) at no additional cost. Some plans also cover basic services like fillings and extractions, and comprehensive services like crowns, dentures, and root canals, though these may require copays or have annual benefit limits.
How can I get dental, vision, and hearing coverage with Medicare?
You have several options: many Medicare Advantage plans include dental, vision, and hearing benefits as part of the plan. You can also purchase standalone dental, vision, or hearing insurance policies. Some Advantage plans offer comprehensive benefits including preventive and restorative dental, annual eye exams with eyewear allowances, and hearing aid coverage.
Frequently Asked Questions
Are hearing aids covered by any Medicare plan?
Original Medicare does not cover hearing aids or routine hearing exams. However, many Medicare Advantage plans now include hearing benefits that cover routine hearing tests and provide an allowance toward hearing aids (often $500 to $3,000 per ear every 1-3 years). Coverage and allowance amounts vary significantly between plans.
